The card represents a stable financial and economic situation. The figure is surrounded by the pentacles; two are below the feet, indicating solid financial roots, one above the head indicating investments and growth and the last pentacle is wrapped around the arms.
It indicates the stability has taken a while to achieve and that the querent is afraid of losing that stability. There is also a message of being careful with your wealth and to be practical. The figure has a crown, but is not royal, but is acquired wealth. It cautions that materialism cannot buy status or power, or feelings of security. This person could be selfish and hides their wealth, they could be frugal and mean in order to hold onto their wealth. If that person is you, what are the consequences?